Classic Car Insurance Horror Story - AACA Forums

by 1948Lincoln

Ok, I went in to try and get the Seville on my AAA classic car policy, just to find out that THEY WONT TAKE IT! not because of condition, but, only because they will only take 3 cadys from 1970-1989, 2 being limos and large sized and the third being the Alante! I was treated so rudly, and they said they use NADA to value the cars, which overinflates the values. They told me that they turned down a 1946 Dodge because it had a scratch on the hood!!! And they said that now they only accept perfect cars which go to shows! I said, have you ever heard of the survivor class? I was treated so badly, I am launching an official complaint with them, and this was rom the manager! Then the manager went out to take pics. o the car, after they said it wasnt on the list. And guess what? She took a pic. of the bubble on the hood! ! ! Then complained about the plastic insert (all of which went bad 5 years after the car was made). She said I should have fixed it before I brought it up! It is fine, just a little worn. Then I asked to see the list of cars they do accept from 1970-1989. Among those luminaries, were the LUV pickup, Ford LTD, and Cordoba!!! They said that they had a 160% loss ratio and now they have more stringent guidelines. And to top it all off, they asked, where I keep all these cars, and I told them, 2 at my grandma's, 3 at my mom's, 1 at my mother's mom's, and 1 at my dads. They told me that is not allowed! And that I need to have all of them on my property! I said, I dont own a property! And they snickered at me! I then asked about collectors who store their cars, and they had no answer! There is more, but, it is to long to put here..... What do you guys think? However- if this company is already underwriting all your other cars, find another insurer, then cancel coverage with your existing insurer and tell the office manager exactly why you are doing it. Have your family do the same. Any businessman knows that seeing long-time customers go away angry is not good for...

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