College Park Car Insurance
How does the whole car insurance work? | Car Insurance Company
I am a 19 year old girl. My parents are buying me my first car. It is a nice pre-owned car. How does the insurance for the car generally work? Is it required? I will be in college next year. Can they take care of my car insurance? How does it work? I heard that they can put my car under their insurance. Is this true? Please explain. If you park your car on your parent’s property, and never drive it anywhere, you might not need to have any insurance.
But if you are going to take that car out on the public highways, you need all sorts of different types of insurance to pay for medical expenses if anyone hurt in an accident, pay for repairs if any damage from accident, get another car if it is stolen, protect your assets (house, car bank accounts) from beign drained by law suits, and also keep you out of jail.
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While you are living under your parent’s roof, they can add you to their insurance policy … this will be expensive, but not as expensive as a policy in your own name.
Once you go to college, and live wherever the college is, no longer under your parent’s roof, then you do need to have policy in your own name.
Check out this site, if you want to find your best or cheapest car insurance just in few minutes,
http://best-auto-insurance-usa.info/
Here you can get free quotes from different car insurance companies in your area, its the best way to find an affordable car insurance with a reliable company.
Best Wishes,
If you park your car on your parent’s property, and never drive it anywhere, you might not need to have any insurance.
But if you are going to take that car out on the public highways, you need all sorts of different types of insurance to pay for medical expenses if anyone hurt in an accident, pay for repairs if any damage from accident, get another car if it is stolen, protect your assets (house, car bank accounts) from beign drained by law suits, and also keep you out of jail.
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In July 8, 2007, Grant Frank spent 36 hours at the Med. It cost him $28,417.54.
At 4 a.m., he woke up to what he describes as "the worst pain of my life." He fumbled for his phone and called his father. "I've got to go to the hospital," he said. Soon, he was doubled over in the stark waiting room of the Med, signing a form in which he verified his lack of health insurance and agreed to pay off any medical bills to the best of his ability.
After five hours in the waiting room, with the pain in his abdomen getting worse, Frank was called to an examination room. He was diagnosed with a gallstone, and because of the high toxicity of bile stored in the gallbladder and the risk of rupture, doctors opted to remove his gallbladder immediately. When he came out of surgery a few hours later, Frank was given a brief convalescence in a semi-private hospital room and was discharged by the end of that night.
"We got the bill a month later," Frank said. "It said to pay as soon as possible and that I could set up a plan, but all their plans were things that I couldn't do — like $400 a month. At that point, I was making about $800 a month. My rent was $350, and my car insurance was $125. With food and living expenses, it didn't leave me much to pay them."
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