by mymoen
Auto insurance is one industry which always remains full of activity due to several various reasons. Most of the potential auto insurance buyers do not get correct and timely information about the suitable coverage they need, the extent of risk that must be covered by them, cost of coverages, claim processing, customer service, etc. For this very reason, the internet has provided a way to help consumers complete a car insurance comparison to ensure that they are receiving reliable protection from a reputable company at an affordable price. Individual’s need to also take the time to understand the limits which are required by their particular state in order to be properly protected and abide by the state’s laws. Like any other state, Michigan requires that each owner and driver of an automobile must carry the proper liability coverage and it must be maintained at all times while their vehicle is being operated.
Minimum Liability:
Michigan auto insurance laws require No-fault insurance and it is against state law to operate a car without no-fault insurance. The minimum limits of a satisfactory policy issued has three parts:
Minimum BI/PD coverage limits for the state of Michigan
Up to $20,000 for a person who is injured or killed in an accident. Up to $40,000 for more than one person are hurt or killed. Up to $10,000 for property damage.
These limits are often described as 20/40/10.
However, in case of legal proceedings, courts sometimes award more than these minimum limit amounts. In such case, the insured would be responsible for paying the amount not covered by the limit on the policy. To protect themselves against these situations, consumers should compare additional coverage in order to ensure that they have adequate protection. If within a person’s budget, they can choose higher limits to protect against incurring financial hardship in the event that they are involved in a collision in which they are found to be at fault and their policy’s payout has been exhausted.
...20.11.09
Two single mothers were given a free like-new vehicle Thursday night through Collex Collision Experts' Wheels of HOPE, a benevolence car program.
The women also received free car insurance for one year, approximately $1,000 for gas money, road service and vehicle maintenance training.
Wheels of HOPE first began in Michigan four years ago before it was introduced to Florida. This is the second year the program has been held in Florida.
Wheels of HOPE is a charity program that was designed to help families "get on the road to a brighter future."
Collex Collision Experts partnered with One by One Leadership, the Naples Shelter for Abused Women and the Traffic Safety Association to identify individuals who were in need of reliable transportation.
"The reason why we do this is because we find little ways to give back to the community," Julie Gagliano, community relations director of Collex Collision Experts, said. "We feel that it is a good thing to do to help others and give back to the community."
Source: Cape Coral Daily Breeze
Michigan car insurance companies avoid claims payment through delay and denial tactics. This special investigation done by Channel 7 in Michigan ...
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